Dashboard
Your financial snapshot at a glance
| Date | Category | Amount |
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| No income yet | ||
| Date | Category | Amount |
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| No expenses yet | ||
One-off Transactions
Capture one-off income and expenses. Future-dated entries appear in your cashflow forecast.
| Date | Type | Category | Description | Amount | Forecast? | |
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| No entries yet | ||||||
Recurring Transactions
Set up income and expenses that repeat automatically
| Type | Name | Category | Amount | Frequency | Monthly equiv. | Start | End | |
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| No recurring transactions yet | ||||||||
Cashflow Projection
Monthly forecast combining recurring items, one-off entries and credit card payments
| Month | Rec. Income | One-off Inc. | Rec. Expenses | One-off Exp. | CC Payments | Net Cashflow | Running Total |
|---|
Hover over any cell to see a breakdown. Past months shown at reduced opacity.
Add Credit Card
Save your cards — balances, APR and minimum payment rules. Use Calculators to model payoff scenarios.
Calculators
Model payoff scenarios and compare the cost of credit card debt
See how long it takes to clear a balance making only the minimum payment each month.
Choose a fixed monthly payment and see exactly when you'll be debt-free.
Compare total interest paid across different monthly payment amounts.
Interest Free
Track promotional 0% periods on your credit cards — these are factored into your cashflow forecast
During the deal period, interest is only charged on any card balance above the interest-free amount. For example, if your deal covers £2,000 and your card balance is £2,400, interest is only charged on £400. If the balance is at or below £2,000, no interest is charged at all.
When the deal end date passes, your full card balance reverts to the standard APR. If you have multiple active deals on the same card, the amounts are combined.
CC Transactions
Record credit card charges and payments. Charges increase your card balance; payments reduce it. Both affect your cashflow forecast including interest and minimum payment calculations.
| Date | Type | Card | Category | Description | Amount | Forecast? | |
|---|---|---|---|---|---|---|---|
| No transactions yet | |||||||
Loans
Track your loans and repayment schedules. Repayments appear as recurring expenses in your cashflow forecast.
| Lender | Total Amount | Repayment | Frequency | APR | Start Date | End Date | Note | |
|---|---|---|---|---|---|---|---|---|
| No loans saved yet | ||||||||